The perception of retirement has changed considerably over the past few decades. In comparison to prior generations, we all expect much more from life after work. Travelling around the world, seeing exotic new places, taking the family out, pursuing hobbies are just a few of the many things we might have in our minds.

With retirement age limit getting low by the day in the private and public sectors, we expect prolonged retirement planning. This requires serious planning for affording the lifestyle you want after retirement. But with expenses on the high and turmoil of an economic situation globally, the retirement life everyone plans seems a long shot.

Retirement Planning and saving for retirement is just as important as the debts or paying the bills. This is where voluntary pension system comes in - the most substantial ways of living a secured and comfortable life during the retirement period.